Biz Hedge, Ltd. (“Biz Hedge” or “we”, “our” or “us”) operates the Biz Hedge services, which include our newsletters, websites, social media pages and any other related services (collectively, the “Services”).
These Terms of Service form part of the overall “Agreement” between you and us, which also includes:
(1) Our Privacy Policy, which explains how we collect and use your information; and
(2) Any other polices referenced on our services.
By using the Services, you agree to be bound by this Agreement.
We may modify this Agreement from time to time and such modification will be effective upon posting on the Services. Your continued use of the Services after such changes indicates your acceptance of the updated terms. If you do not agree with the modifications, please discontinue use of the Services immediately.
(i) With the exception of content posted by users of the Services (“User Content”), all materials contained on the Services—including all text, images, audio, software, graphics, and the overall look and feel of the Services—and all trademarks, copyrights, patents, and other intellectual property rights related thereto (“Proprietary Materials”) are owned or controlled by Biz Hedge Ltd, our subsidiaries or affiliated companies, contributors, our third-party licensors, and/or our advertising partners. You may not modify, remove, delete, augment, add to, publish, transmit, participate in the transfer or sale of, create derivative works from, or otherwise exploit any Proprietary Materials or any other protectable aspects of the Services, in whole or in part, unless specifically stated otherwise. Subject to your compliance with this Agreement and any other applicable policies, we grant you a non-exclusive, non-transferable, revocable limited license to access and use the Services and Proprietary Materials solely for your own non-commercial, personal entertainment purposes in line with the intended use of our Services. You agree not to use the Services for any other purpose.
(ii) You may be able to post, upload, or submit content to be made available through the services (‘Your Content’). As a condition of your use of the services, you grant us a non- exclusive, perpetual, irrevocable, royalty- free, worldwide, transferable, sublicensable license to access, use ,host, cache, store, reproduce, transmit, display, publish, distribute, modify, adapt, and create derivative works ( either alone or as part of a collective work) from your Content. You also agree that,
By posting or submitting Your Content through the Services, you represent and warrant that you have, or have obtained, all rights, licenses, consents, permissions, and authority necessary to grant the rights described above. You further agree that Your Content will not include any material that is subject to copyright or other proprietary rights unless you have the necessary permissions or are otherwise legally entitled to post such material and grant us the license described herein.
(i) You acknowledge that the services may include content by third parties, including User Content. Any opinions, advice, statements, judgments, services, offers, or other information expressed or made available by third parties are solely those of the respective authors and do not necessarily represent the views of Biz Hedge Ltd or its affiliates, officers, directors, employees, or agents. While we retain the right to filter or reject User Content and other content posted by third parties, we review such content only in a limited gatekeeper fashion and are under no obligation to investigate potential violations of this Agreement. We do not endorse and are not responsible for any User Content or any other third-party content posted on the Services.
(ii) Just as you retain complete ownership of Your Content (subject to the license granted above), all other users of the Services retain ownership of their User Content. You may not modify, remove, delete, augment, add to, publish, transmit, participate in the transfer or sale of, create derivative works from, or otherwise exploit any User Content in whole or in part.
You, as a user, agree to use the Services only for lawful purposes. Without limiting anything else above, specific prohibited activities include, but are not limited to:
(i) Depicting, encouraging or partaking in criminal or tortious activity, including fraud, trafficking in obscene or illegal material, drug dealing or using, underage drinking, gambling, violence, harassment, stalking, spamming, spimming, sending of viruses or other harmful files,
(ii) Depicting, encouraging or partaking in dangerous activities or conduct that is abusive, threatening, obscene, defamatory or libelous;
(iii) Posting, uploading or sharing content that violates these Terms or constitutes copyright infringement, patent infringement, or theft of trade secrets;
(iv) Attempting to circumvent, disable or otherwise interfere with security-related features of the Services or any controls that prevent or restrict copying or use of any content on the services;
(v) Using any software or methods to intercepts, mines, or otherwise collects information about other users or to copy and stores any Proprietary Materials;
(vi) Interfering with, disrupting, or placing an undue burden on the Services or the networks and services connected to the Services;
(vii) Attempting to impersonate any another user or person;
(viii) Soliciting personal information from anyone under 18;
(ix) Collecting, harvesting, soliciting or posting personally identifiable information about anyone other than yourself;
(x) Using information obtained through the Services to harass, abuse, or harm another person, whether they are a user or a contributor;
(xi) Using the Services a commercial manner without our express prior written consent.
By using our services, you represent and warrant that neither your actions on the Services nor any content you provide will violate any of the prohibited conduct outlined above.
Our Services may contain links to websites operated by third parties (“Third-Party Sites“). These links are provided solely for your convenience. Biz Hedge Ltd does not control, endorse, or assume responsibility for the content, products, services, policies, or practices of any Third-Party Sites. Accessing any Third-Party Site is at your own risk, and we encourage you to review the terms and privacy policies of any Third-Party Site you visit. We reserve the right to disable links to Third-Party Sites at any time without notice.
Our Services may contain links to websites operated by third parties (“Third-Party Sites“). These links are provided solely for your convenience. Biz Hedge Ltd does not control, endorse, or assume responsibility for the content, products, services, policies, or practices of any Third-Party Sites. Accessing any Third-Party Site is at your own risk, and we encourage you to review the terms and privacy policies of any Third-Party Site you visit. We reserve the right to disable links to Third-Party Sites at any time without notice.
Biz Hedge Ltd offers a premium subscription service (“Subscription Service”) that provides enhanced content and features beyond our free newsletter. By subscribing to the Subscription Service, you agree to the following terms:
(i) Service Description: The Subscription is paid serviced billed on a monthly basis. New subscribers will receive a free trial period of one month, after which the service will automatically transition to a paid monthly subscription unless cancelled before the end of the trial.
(ii) Billing and Payment: payment for the Subscription Service is processed monthly via stripe. You agree to provide accurate, current, and complete payment information. Charges will be applied at the end of the free trial period and on recurring monthly basis thereafter.
(iii) Confirmation And Account Management: Once you subscribe, you will receive an email confirmation containing details about your subscription, billing information, and instructions on how to manage your subscription via user account dashboard.
(iv) Cancellation And Refund Policy: You may cancel your subscription at any time through your account dashboard or by contracting our support team. If you cancel your subscription with in 21 days of purchasing the service, a refund may be applicable. After 21 days, any payment made is non-refundable. Cancellation will prevent further billing, but your subscription will remain active until the end of the current billing cycle.
(v) Promotional Offers: From time to time, we may offer promotional codes, discount codes, referral codes, coupon codes, or similar promotions (“Promotional Offers”) that provide a discount on the Subscription Service or grant access to additional features. Any Promotional Offer will be subject to the following terms:
If You redeem a Promotion Offer, All other terms of the Subscription Service remain unchanged.
The Services may enable you to request and receive products, information, and services form businesses that are not owned or operated by Biz Hedge. The purchase, payment, warranty, guarantee, delivery, maintenance, and all other matters concerning the merchandise, services, or information, opinion, or advice ordered or received from such businesses are solely between you and such businesses. We do not endorse, warrant, or guarantee such products, information, or services, and is not liable for the accuracy, completeness, or usefulness of such information or the quality or availability of such products or services. We will not be a party to or in any way be responsible for monitoring any transaction between you and third-party providers of such products, services, or information, or for ensuring the confidentiality of your credit card information. Any separate charges or obligation you incur in your dealings with these third parties are your responsibility and are not part of the fee, if any, changed for the Services.
In addition, the Services may prompt you to establish an account with a third- party service provider not owned or operated by Biz Hedge,Ltd. Your agreement and understanding with any such third- party service provider is solely between you and such service provider. Any disputes you may encounter with such third-party service provider must be settled solely between you and the service provider
The services, including all digital content, and premium subscription features, are provided by biz hedge on an “as is” and “as available” basis. To the fullest extent permissible by applicable law, we disclaim all implied warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. By using our services, which include both free and paid content, you acknowledge that the information, analysis, and opinions contained therein are provided for general informational purposes only and should not be construed as professional or financial advice.
Without limiting the foregoing, neither biz hedge nor any third-party provider makes any representation or warranty of any kind, express or implied, as to:
(i) The operation of the services or the accuracy, completeness, reliability, or currency of the information, content, or digital materials provided;
(ii) That use of the services, including our premium subscription, will be secure, uninterrupted, or error-free;
(iii) That the services or any emails sent from or on behalf of biz hedge are free of viruses, trojan horses, or other harmful components.
Biz hedge expressly disclaims any and all liability for the actions of its users or the content of any user submissions. We make no warranties or representations regarding the quality, timeliness, or suitability of our digital content, and you expressly acknowledge that your use of the services is at your sole risk.
In no event shall biz hedge, its affiliates, or their officers, directors, or employees be liable for any indirect, incidental, special, or consequential damages arising from or in connection with your use of the services or the purchase of any premium subscription, even if advised of the possibility of such damages. Under no circumstances will our total liability to you exceed the amount paid by you to Biz hedge in the 180 days immediately preceding the date on which you first assert a claim. If you have not paid any amounts during that period, your sole remedy is to cease using the services and terminate your account.
Certain state laws do not allow limitations on implied warranties or the exclusion or limitation of certain damages. If these laws apply to you, some or all of the above disclaimers, exclusions, or limitations may not apply, and you may have additional rights.
You are subject to all laws of the state(s) and countries in which you reside and from which you access the Services and are solely responsible for obeying those laws. You agree we cannot be held liable if laws applicable to you restrict or prohibit your participation in the services. We make no representations or warranties, implicit or explicit, regarding your legal right to participate in any part of the Services, including any contests, sweepstakes, or tournaments offered through the Services. No individual affiliated with or claiming affiliation with the Services has the authority to make any such representations or warranties.
The Services are created and controlled by “US” in England and Wales. Accordingly, this Agreement shall be governed by and construed in accordance with the laws of England and Wales, without regard to any conflicts of law provisions. Subject to the Binding Arbitration section below, you hereby irrevocably and unconditionally consent to submit to the exclusive jurisdiction of the courts of England and Wales for any litigation arising out of or relating to your use of, or any purchase made through, the Services (and agree not to commence any litigation relating thereto except in such courts).
Any dispute, controversy, or claim arising out of or relating to this Agreement—including any threshold questions of arbitrability—shall be resolved exclusively by binding arbitration. The arbitration shall be conducted in London, England, under the Arbitration Act 1996 and in accordance with the rules of the London Court of International Arbitration (LCIA), as modified by this Agreement.
The arbitration will be conducted by a single arbitrator, who shall have full discretion over discovery and the allocation of all costs and expenses (including legal and accounting fees) in a manner that reflects the relative success of the parties on the merits. Any claim must be submitted for arbitration within the time limits applicable under law, and no claim may be brought after the expiry of the applicable statute of limitations.
The arbitrator will render a written decision that includes the factual and legal basis for any award, and shall have no authority to change, extend, modify, or suspend any terms of this Agreement beyond what is necessary to resolve the dispute, or to grant a remedy greater than that which would be available in a court of competent jurisdiction. Judgment on the arbitrator’s award may be entered in any court of competent jurisdiction.
BY AGREEING TO ARBITRATE, YOU WAIVE YOUR RIGHT TO A TRIAL BY AGREE THAT ANY ARBITRATION SHALL BE CONDUCTED ON AN INDIVIDUAL BASIS, NOT AS PART OF ANY CLASS, COLLECTIVE, OR REPRESENTATIVE ACTION.
You agree to indemnify, defend, and hold harmless Biz Hedge, its subsidiaries, affiliates, and their respective offers, agents, parents, and employees form and against and loss, liability, claim, or demand, including, reasonable attorneys’ fees, arising out of or related to your breach of this Agreement and/or any of your representations and warranties set forth herein.,
The provisions of this Agreement are intended to be severable. If any provision of this Agreement is found to be invalid or unenforceable, in whole or in part, by a court of competent jurisdiction, that provision shall be ineffective only to the extent of such invalidity or unenforceability, and the remainder of the Agreement shall continue in full force and effect. If a provision is held invalid or unenforceable in a particular jurisdiction, it shall be deemed modified to the minimum extent necessary to make it enforceable in that jurisdiction, while preserving its original intent as closely as possible.
When you use the Services or send emails to us, you are communicating with us electronically. By using our Services, you consent to receive communications from us electronically. We will communicate with you via email and by posting notices directly on the Services. You agree that all agreements, notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.
This Agreement is deemed accepted upon any use of any of the Services provided by us. Our failure to exercise or enforce any right or provision of this Agreement will not constitute a waiver of such right or provision. The section titles in this Agreement are provided solely for convenience and have no legal or contractual effect.
Subject to the other provisions of this Agreement, we will make reasonable efforts to assist you with any queries or issues you may have regarding the Services, or any purchases made through the Services. To reach our customer support team, please email us at contact@bizhedge.com. For faster resolution, please provide as much relevant information as possible in your message, enabling our representatives to address your concern promptly.
We reserve the right to make changes to the Services, posted policies, and this Agreement at any time without prior notice, other than by reposting the modified Agreement on our Services. We will make reasonable efforts to notify you of any material changes by communicating them to you directly (if we have your contact information), by adding temporary banners to the Services, or by otherwise highlighting such changes.
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